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FNB Home Loans

FNB Home Loans

Home loan repayments

When you take out a home loan you probably don’t anticipate a day when you might not be able to afford the repayments. If you are battling to make your home loan repayments, notify your bank immediately. Maintain contact with your bank and keep them informed of changes in your financial position.

Generally banks are more flexible and able to assist you when you have not yet missed a payment and when you are actively communicating with them. Alternate repayment solutions might include a fixed repayment for a certain period or an extension of the original loan term.

FNB Home Loans - Fixing your interest rate

Properties sold on a sheriff’s sale or public auction sell for about 30% less than properties sold on the open market. For this reason, it is in your interest to rather sell your property yourself or with the help of your bank. Most banks have product offerings to assist in this process.

Listen to our expert Home Loans advice here:

For expert advice on the house, chat to our FNB Home Loans Team of Experts.

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